Quick Tips for Maintaining a Good Credit Record

• Always pay your bills promptly. If you have a reason for being late with your payment, let the company know.
• Try to pay off any debt quickly. Avoid prolonged "easy terms" and avoid having to refinance at higher interest rates.
• Never sign a blank form. Remember, a contract is a legal document. Always read and understand the fine print.
• Be familiar with brand-name merchandise and its cost so you can compare goods and prices
• Make certain you understand the total cost of your purchase. Add up those monthly charges.

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