Credit Repair

"Buy now, pay later!" This phrase has become a mantra for many who embrace the credit concept. But when the bill comes and you have no way of paying it, debt begins to spiral out of control.

That’s when the "Fix bad credit... fast!" line starts to look appealing. And it's everywhere these days – on television, in newspapers and displayed prominently on public transit buses and trains.

Desperate people are often disillusioned when a credit repairer promises to fix their credit. In reality, they often only add to the debt by requiring payment for accomplishing nothing.

If you’re thinking about using a credit repairer or want good advice regarding credit, here are the things you need to know.

Important Tips on Credit Repairers

Your Rights When Dealing With Credit Repairers

Quick Tips on Managing Credit

How to Improve Your Credit

From Our Consumer Files – The Case of the Bankrupt Consumer