Personal Finances

When it comes to money matters, there are many pitfalls consumers may fall into. The Consumer Protection Act has a number of statutes that offer consumer rights and protection from fraudulent credit repairers, loan brokers, credit bureaus and more.

This section was designed not only to offer helpful advice on protecting your name, but also to make you aware of your important rights and obligations.

Protecting Your Debit Card
Helpful tips on protecting your private information when using your debit card.

Credit – Handle With Care
Find out if you’re credit-worthy and how to build, shop for and maintain your credit.

Credit Repair
Learn about how to protect yourself from fraudulent credit repairers and how to manage and improve your credit.

Credit Reporting
Important information on the Consumer Reporting Act and how it affects you, plus quick tips on how to maintain a good credit rating.

Credit Counselling
Where to go when you need help.

Loan Brokers
Find out what loan brokers do and how to prevent being taken for a ride.

Payday Loans
What is payday loan? Learn about the steps Ontario has taken to provide additional protection to consumers.

Collection Agencies
Learn about the role of collection agencies and understand exactly what they are allowed to do.

Bailiffs
Discover the role of bailiffs and learn about your rights when dealing with them.